In the morning hours of April 15, 1912, the Titanic found the bottom of the ocean. The “unsinkable” was sunk. But, a ship that is “unsinkable”--unless it hits the wrong iceberg--is NOT unsinkable. And a sound financial plan crafted to take you into...
Having cash-on-hand is an essential piece of any retirement plan. Understanding how much and why is just as critical. Keeping three to six months of cash in your checking or savings account is recommended. Based on the budget (How Should I Begin My...
In 1961 the Green Bay Packers won the NFL Championship. It was a focus on fundamentals led by Vince Lombardi that helped this team rebound from a heartbreaking loss in the same game only a year earlier. As training camp began in 1961, Lombardi...
As financial planners, our responsibility is to help our clients ask and answer questions that NOBODY wants to ask and answer due to fear. Fear is based on lies that people believe. And it spreads, often unfortunately resulting in one spouse being...
Fear doesn’t have to be rational to be real. It can be imaginary and still be powerful.
Consider this: If inflation eats away at retirees' purchasing power (ability to purchase the same...
Yes.
But, more than a financial advisor, many find value in a behavioral investment counselor. Unfortunately, that is not going to be easy to find, and the difference is everything.
What is retirement? How do you define it? When you close your eyes and picture it, what is happening in retirement? What are you doing? Who are you helping? How are you living?
Imagine two doors. Behind the first door is a scenario where your money outlasts you. Through this door lies all financial happiness, independence, and dignity. Door number one also offers the ability to meaningfully participate in the lives of your...
